FINANCING & LEASING

Lease to Own No Credit Check

There are two types of traditional leases. A regular lease where you have lower monthly payments or a lease to own where you are building equity in the car. In both scenarios you have the option to buy the car at the end of the lease, however on a lease to own your buy out option will be much lower since you have been building equity. We are partnered with a few well known and reputable leasing companies that offer lease programs that are designed to benefit almost anyone but especially to those who own their own business. Never finance a car if you have your own business. You can write off 100 percent of the lease payments if paid by your business. which by far exceeds any amount of money you would save by financing. Most small businesses pay almost 40 percent in taxes. Right off the top you are saving that much on every dollar you put into a lease. What are some other reasons to lease?  There are many advantages of leasing your next exotic or luxury car such as:

- No credit check

- 100% fully tax deductible as a business expense through your business or LLC (unlike buying a car)

- No reporting to credit agencies (keeps your score high and debt-to-income ratio low since it does not show as debt)

- No finance charges

- No balloon payment

- Higher mileage allowance than most competitors

- Option to buy

- Car is exempt from court judgments since you don't own it

- Not tied to high-end car payments for years

- Divorce protected

- Assistance through us with car repairs and discounts on parts

- Trade in for newer models frequently without paying extra taxes or fees

The only requirements that you need to qualify are to have a driver's license, be able to put down an initial payment of about 35 percent, and also be able to get full coverage insurance on the car. We do not look at your credit score and no credit is needed! Give us a call to inquire about our amazing offer!

Finance Options

If you don't own your own company and don't care about a lot of the benefits of leasing and are more focused on lower payments and utilizing your credit, then financing will be the route you want to take, To get approved for financing all you need to do is give your local credit union or bank of choice the VIN of the car which can be found in the Carfax at the bottom of each listing and apply for your loan.  If you don't have a bank you are currently working with, we can refer you to some banks that will get you approved. or there are several options we suggest below. Most banks will still require 10-20 percent down on your loan but can stretch out your payments for up to 7 years or more.

Easy Lending

Lightstream.com will approve anyone with a 600 + credit score for an unsecured personal loan up to $100k.  You can then use that money to pay for one of our cars.

Credit Unions

We work with all banks but suggest using a local credit union over traditional big banks such as Bank of America.  Not only do they have the best rates but they are the easiest and friendliest to work with. Customer's in the military or that have family members that serve go with USAA, Navy Federal Credit Union or Pentagon Federal Credit Union.   We work with these banks very frequently and they offer very competitive rates.  You will find the contact information for some of the banks we recommend below. 

USAA - usaa.com

Navy Federal Credit Union - navyfederal.org

Pentagon Federal Credit Union - penfed.org

Randolph Brooks Federal Credit Union - rbfcu.org